A USDA loan, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a no down payment mortgage loan offered to rural property owners by the United States Department of Agriculture.

No down payment required (Qualifying factors may apply.)
The seller can pay up to 6% of the closing closing costs
100% of the closing costs can be paid by gift funds from a relative or significant other
Easy credit qualifying with a minimum credit score of 620

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